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NWL LIFETIME RETURNS SELECT (LTRS)

Protection, Security, and Flexibility

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For Agent Use Only. This document has not been approved under the advertising laws of your state for dissemination to individual purchasers. NWL® Lifetime Returns Solutions (form ICC19 01-1189-19 and state variations) is a flexible premium universal life insurance policy funded by a Single Premium Immediate Life Annuity (Policy form 01-1159-10 and state variations) issued by National Western Life Insurance Company®, Austin, Texas. Policy and Riders not approved in all states. Certain limitations and exclusions apply. See policy for complete information. See endorsements or riders for complete information.